Tools
Smart Money Tracker
Who a token's top 100 holders really are: how many have a profitable track record on other tokens, how fresh or established their wallets are, how long they've held, and how they're doing on this one.
Open Smart Money Tracker ↗Smart Money Tracker overview
Step by step
- Step 1Paste a mintNo wallet needed.
- Step 2Read every holderEvery token account is read, and the top 100 wallets by balance are picked.
- Step 3Find each first buyWhen each wallet first held the token, and how old the wallet is.
- Step 4Check track recordsA sample of each wallet's recent activity on other tokens.
- Step 5Pull PnLOn mainnet, each wallet's profit or loss on this token, from Birdeye.
- Step 6ScoredA smart-money share, the group's numbers, and all 100 wallets in a table you can export.
When to use it
A chart shows what a token did; the holder list shows who is still in it. Before buying, check whether the top of the list is experienced wallets with a history of good trades, or fresh wallets made for this launch. It signs nothing.
What counts as smart money
A wallet with a profitable track record on tokens other than this one. Being up on this token doesn't count — that only means it bought early on something that ran. For each top holder that isn't fresh, its 10 most recent transactions are read, anything touching this mint is thrown out, and its net SOL in and out across the rest is added up. Net positive reads as a profitable trader. It's a blunt proxy — a large incoming transfer looks the same as a winning trade — but it measures a wallet's record away from this token, not its luck on it.
The score
The headline is the share of analysed wallets that pass, adjusted for the shape of the holder list:
- Fresh wallets — under a week old — never count as smart money: there's no track record yet. A list that leans fresh loses up to 10 points: 2 at a 10% fresh share, 10 at 99% or more.
- Established wallets — over a year old — earn up to 10 points, reached at a 50% share. Old money sticking around is a good sign on its own.
Reading the table
| Holds | Share of supply, with the balance underneath. |
|---|---|
| Held for | Time since the wallet's first buy of this token. Every wallet shown still holds it, so this is its real holding time. |
| Track record | Fresh wallet, Profitable elsewhere, Established, or No signal. |
| Invested, Value now, PnL (mainnet) | From Birdeye's per-wallet data for this mint: what it paid, what its tokens are worth now, and realized plus unrealized profit. No buys means the wallet received the token without buying it, so there's no cost to measure against. |
The group's numbers
On mainnet the card also treats the top 100 as one group: how many are profitable on this token, average and median PnL, total invested against value now, realized against unrealized, how many have never sold, and average and median holding time. Watch the median: one huge winner can carry the average while most of the group is flat or down.
Limits
- Only current top-100 holders are shown. Wallets that already sold out aren't top holders any more.
- Profit and loss comes from Birdeye and is mainnet only. On devnet you still get holders, holding time and track records.
- A token with tens of thousands of holders takes a while to page through; the scan gives up after 45 seconds. Try again, or add your own RPC on Network Status.
- Wallets whose history couldn't be read still count as analysed holders, just not toward the rate they're missing data for.
Export and share
Export CSV downloads all 100 rows with every column, including first-buy time and the fresh, established and smart-money flags. Share posts the card as an image to X.
What it costs
Free. No wallet, nothing to sign.
FAQ
What counts as "smart money"?
A wallet with a profitable track record on tokens other than this one — not whether it's currently up on this token, which just means it bought early on something that ran. Fresh wallets (under a week old) never count: there's no track record to check yet.
How is the track record checked?
A sample of each non-fresh wallet's own recent transactions, thrown out wherever one touches this mint, summed as net SOL in vs. out on everything else. A blunt proxy, not a full trade reconstruction — a big incoming transfer reads the same as a winning trade.
Why does the score move with fresh/established wallets?
A top-100 list that's mostly wallets younger than the token itself gets a penalty scaled to how fresh-heavy it is (up to 10 points at 99%+ fresh, 2 points at a 10% share). One that's substantially wallets over a year old gets a reward on the same scale — old money sticking around is itself a good sign, independent of the track-record check.
What's "profitable on this token"?
A separate, informational stat: realized plus unrealized PnL on this mint is positive, from Birdeye's per-wallet PnL data, all-time for this mint, mainnet only. It's no longer what the smart-money verdict is based on — see above.
What's "held for"?
Time since each wallet's first buy of this token. Every wallet shown is a current top-100 holder, so this is their real holding duration, not an estimate — it just can't see wallets that already sold out completely, since they're no longer a top holder.
Why does a wallet say "No buys"?
It received the token (a transfer, a pool, an exchange) but never bought it, so there's no cost to measure a profit or loss against. Those wallets are left out of the PnL stats rather than counted as a $0 result.
Why do some wallets show no PnL or no track record?
Birdeye had no trade history for them on this mint, or the RPC lookup timed out. They still count toward holders analysed, just not toward the relevant rate.
Does it need a wallet?
No.